How Does Worker's Compensation Work?


How Does Workers Compensation Work?

All employers with at least one employee must have worker’s compensation insurance coverage. Federal workers, subcontractors and those who work for local government agencies and private companies are covered by worker’s compensation. Worker’s compensation benefits are designed to mitigate the financial burden that occurs due to a workplace injury or occupational disease. It not only provides for wage replacement benefits but provides for medical treatment, vocational rehab, and other benefits.

Workers Compensation Examples

Workers compensation claims vary depending on the circumstances, but some types of claims are more common than others. Common workers compensation claims include:

  • Overexertion
  • Slips and Falls
  • Machinery accidents
  • Workplace violence
  • Struck by an object
  • Falling

Often, heavy lifting at the workplace can result in muscle strain or a torn ligament. Even though most employers implement safety methods to prevent slips and falls, it still happens. Those people with construction jobs or factory jobs are more likely to incur a machinery accident. Having a disgruntled employee or working with a high-risk population, such as criminals, can increase the incidence of workplace violence. Falling is quite frequent due to stairs and ladders. If working in a construction zone, the chances of being struck by a falling object increase.


Workers Compensation Benefits

Workers compensation benefits include hospital and medical expenses, disability payments while you’re unable to work (approximately two-thirds of an employee’s salary. The worker's compensation laws do vary depending on the injury and the state you live in. It’s important to note that other worker's compensation benefits include death benefits to the family if a fatality does occur. If you have a question about your worker's compensation benefits or your employer is disputing your benefits, lawyers for worker's compensation are an invaluable resource.  

Contact Wallace and Graham P.A. (CTA)

The Law Firm of Wallace and Graham are well-known for fighting for hard-working Americans when it comes to getting workers compensation benefits for their clients. Both attorneys have a track record of high work ethic, passion, and success. They take on cases that no one else would. Today, the Law Firm of Wallace and Graham has grown to both a regional and national practice with over 55 paralegals.

In 2018, the Law Firm of Wallace and Graham secured three of the country’s top verdicts before the cap was put into place. Their hog farm jury trials won five out of five trials, and they achieved worker's compensation settlements over $500 million. In 2019, the Law Firm of Wallace and Graham were nominated for the American Trial Lawyer of the Year Award.

The Law Firm of Wallace and Graham continues to represent clients in both large and small claims. From work-related injury to diseases, this law firm has the expertise to navigate the complex worker's compensation laws. If you’re unsure about your worker's compensation benefits eligibility or are having a difficult time securing worker's compensation benefits, be sure to contact Wallace and Graham. This is the law firm that delivers positive results.

Work-Related Injuries, Workers Compensation

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